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643 HARBOR ISLAND

$ 3,690,000
643 HARBOR ISLAND, CLEARWATER BEACH

Overview

  • Updated On:
  • November 6, 2025
  • 4 Bedrooms
  • 3.5 Bathrooms
  • 4,390.00 ft2

Property Description

Experience unparalleled coastal luxury in this stunning Island Estates residence perfectly positioned on a ¼-acre lot with 180° unobstructed open-water views. This exquisite home offers 4 bedrooms plus an office, 3.5 baths, and a 3-car garage, seamlessly blending elegant design with state-of-the-art functionality. Boaters will delight in the deep-water dock featuring two lifts (including a 16,000 lb lift), shore power for larger vessels, and easy Gulf access for endless days on the water. The outdoor oasis is a true showpiece—complete with a heated saltwater pool and spa, waterfalls, fire bowls, and custom lighting, all framed by tranquil water views. Enjoy sunset cocktails or waterside dining beneath the charming gazebo, surrounded by lush tropical landscaping and added protection from the riprap seawall. Step inside through custom double doors to discover sophisticated living spaces, including a formal sitting room with a grand gas fireplace and sweeping views through custom French doors. The chef’s kitchen is equipped with high-end stainless steel appliances, a gas range, and overlooks the spacious living area with dual 4-panel sliders that open wide for seamless indoor/outdoor living. The owner’s retreat is a private sanctuary on the main level, featuring double-door entry, a Venetian-inspired en-suite bath with soaking tub, walk-in shower, and his-and-hers closets. Step directly outside to enjoy morning coffee by the pool as the sun rises over the water. Additional highlights include a temperature-controlled 800-bottle wine cellar, impact glass throughout, natural gas service for energy efficiency, and ample storage—including a walk-in attic and automated lighting, blinds, A/C, and security cameras. Upstairs are three guest suites, each with dedicated bath access, and an office (or fifth bedroom) with private balcony, dedicated ventilation, and air purification system—ideal as a cigar room or quiet retreat. Located on Island Estates’ most desirable street, this property benefits from sidewalks, underground utilities, and a higher elevation. Enjoy the convenience of this golf cart-friendly community featuring its own grocery, shops, and dining—all just moments from Clearwater Beach and Clearwater Sound’s live entertainment. This exceptional home captures the very best of luxury waterfront living—sophisticated, smart, and perfectly situated for the ultimate Florida lifestyle.

Address: 643 HARBOR ISLAND
State/County:
Zip: 33767
Country: US

Property Id: 10012608
Price: $ 3,690,000
Property Size: 4,390.00 ft2
Property Lot Size: 0.26 ft2
Rooms: 3
Bedrooms: 4
Bathrooms: 3.5

Other Features
Balcony
Built-in Features
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Exhaust Fan
Freezer
Garage Attached
Gas Water Heater
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
High Ceilings
Home Owners Association
Irrigation System
Lighting
Microwave
Open Floorplan
Primary Bedroom Main Floor
Rain Gutters
Range
Range Hood
Refrigerator
Sidewalk
Sliding Doors
Smart Home
Solid Wood Cabinets
Spa
Split Bedroom
Sprinkler Metered
Stone Counters
Tankless Water Heater
Thermostat
Vaulted Ceiling(s)
Walk-In Closet(s)
Washer
Window Treatments

$ 22,549.16
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 17,936.66

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